Attention homeowners: Real estate appraisal services for in Gainesville and Hall County

Here are the top 7 reasons GA homeowners order from S. Craig Watkins:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to reduce their mortgage payments
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate in Hall county or GA

Do you own a home in or near Gainesville? Do you need help deciding the price of your real estate?
Contact S. Craig Watkins.

At S. Craig Watkins, we understand the particular needs of a homeowner after appraisal services. Our customary business clients understand the appraisal process and the usual "products" we deliver to them. Being a person not in the real estate field that ordinarily doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at S. Craig Watkins will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value estimation than yours.

Need to cancel PMI?

A popular way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At S. Craig Watkins, we're qualified in helping folks just like you dismiss undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that's going down or not appreciating as much as other houses nearby. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from S. Craig Watkins is your best weapon.

HELOC recently frozen?

If your property is in or near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. S. Craig Watkins can provide you with efficient appraisal to help you reinstate your home equity line of credit.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would wish to have a professional double-check it for precision or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? S. Craig Watkins can help you with that. Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.